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What Is Debt Settlement?

Close Your Debts Not Your Business

What Is Debt Settlement?

Close your debts not your business

A debt settlement arrangement is an agreement between debtor and creditor on a reduced figure which will constitute payment in full eliminating the debt. Debt settlement companies work on a debtor’s behalf, liaising with creditors in order to renegotiate and restructure debt repayment terms, time scales and amounts.

We at AES are proud to be industry leaders in facilitating such arrangements. Over the past ten years, we have worked hard to relieve countless individuals of the burden of debt, freeing them from stress and anxiety and enabling them to rebuild their future.

Choosing Debt Settlement Can

Save your time & focus on your business

Buy you more time
We deal directly with creditors and their attorneys to negotiate extended payment periods meaning that you spend less time worrying.
Allow you to focus on your business
Because we deal with everything relating to the repayment of the debt on your behalf (including attorneys and collection calls), you are immediately free to invest your valuable time in your business once again.
Save you money
We can help cut your debt by up to 40% (30% average), potentially saving you or your company many thousands of dollars.

Buy you more time

We deal directly with creditors and their attorneys to negotiate extended payment periods meaning that you spend less time worrying.

Allow you to focus on your business

Because we deal with everything relating to the repayment of the debt on your behalf (including attorneys and collection calls), you are immediately free to invest your valuable time in your business once again.

Buy you more time

We can help cut your debt by up to 40% (30% average), potentially saving you or your company many thousands of dollars.

How Debt Settlement Agencies Work

the 3 step process

Review Terms

Agency meets with the client to review the situation and agree terms based on specific budget and financial needs.

Get Rid Of Paperwork

Agency deals directly with creditors and attorneys, working towards reducing debt and restructuring budget friendly payment plans. This means you no longer deal with bothersome paperwork or phone demands and can resume day to day life.

Become Debt-Free

Client fulfils the newly restructured payment plan terms and is fully solvent once again.

Of course, debt settlement is not your only legal option when it comes to dealing with debt.
Others include:

Debt Consolidation
This refers to the repayment of several outstanding debt balances in a single more manageable monthly payment, reducing monthly interest and clearing them more quickly.

 

Debt Snowball/ Debt Avalanche
The Snowball method involves the full repayment of various debts in ascending order from the smallest to the largest. The Avalanche method in turn involves paying off the debt with the highest interest after monthly minimum payments are made.

Credit Counselling
This utilizes a range of services such as education on budgeting methods and debt management to help reduce an individual’s debt. It can also involve a third party negotiating with creditors on an individual’s behalf.

 

Debt Consolidation
This refers to the repayment of several outstanding debt balances in a single more manageable monthly payment, reducing monthly interest and clearing them more quickly.

Why Choose Us ?

Well, American Express Settlements works to assist entrepreneurs every step of the way when it comes to resolving their business debt. We have also formed alliances with numerous national companies to help clients raise capital, restore credit and collect delinquent receivables.
American Express Settlements specialize in helping business owners struggling to pay off their American Express or other Corporate Credit Card(s). We are proud to have reduced our client’s collective debt by hundreds of thousands of dollars to date and helped the vast majority to become debt free in less than 2 years.
American Express Settlements has worked within a full spectrum of industries including construction, trucking, online service, manufacturing, medical and others. We have also worked with many private individuals and we can work with you.

Why Choose Us?

American Express Settlements works to assist entrepreneurs every step of the way when it comes to resolving their business debt. We have also formed alliances with numerous national companies to help clients raise capital, restore credit and collect delinquent receivables.

American Express Settlements specialize in helping business owners struggling to pay off their American Express or other Corporate Credit Card(s). We are proud to have reduced our client’s collective debt by hundreds of thousands of dollars to date and helped the vast majority to become debt free in less than 2 years.
American Express Settlements has worked within a full spectrum of industries including construction, trucking, online service, manufacturing, medical and others. We have also worked with many private individuals and we can work with you.
Why Our CLients Trust us

Amber, 37
Medical Sales, CT

All I wanted was to return to normality. The phone rang all the time and I was just sick of making excuses. In fact, I had no more excuses. I had run out.


When my beauty business failed I was left with a degree of debt. I was sure I would be successful in my new work as a salesperson but also that it would take time. It took more than I bargained for and I ran deeper into debt. The worst thing was I couldn’t focus on my work properly. I was fielding calls on my work cell and I was so stressed, I could hardly sleep at night.


AES stepped in straight away and took control. Their professionalism was apparent to me straight away. I was confident that they would help me and they did. They worked with the card company to reorganise my payments really quickly and it looks like I’ll be debt free next spring. The best part was that I could get back to focusing on work right away. That really was priceless for me.

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Contact Us

3015 Arthur Kill Rd
19309 New York, New York, USA.

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